Carl Clump has experience of being the CEO of a public listed company on the London Stock Exchange, an AIM listed company, a private equity backed company and two startups, as well as being Group Managing Director for a Private Equity backed entity. He is currently the chairman of FBME Card Services, the cards and payment division of a European Private Bank. He is the non-executive Chairman of MillionPlus Private Finance (Asia), a specialist private finance consultancy. Additionally, he is on the advisory boards of Greenings International and Sprooki. In 2000, Carl founded Retail Decisions, an international card issuing and fraud prevention company, with many of the world’s leading brands as customers. He was the Chief Executive from 2000 until 2011 and he retired as the company’s Group Chairman in March 2013. Prior to Retail Decisions, Carl was the Chief Executive of Card Clear plc., an AIM listed company involved in payments, card issuing, loyalty, currency exchange and fraud prevention. He spent 13 years with Texaco, where he served in a series of roles in Retail Management, Logistics and Finance.